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A way to save your money

In recent years, people have experienced financial hardship. There may be different reasons for this: unemployment, low wages, problems in the economy, etc. But the most important of these is not being able to manage our money properly and being wasteful. This article gives you some tips on how to save money. You will see how you can save money, if you apply these tips to your life.

Budget

First of all, it is important to know how much you earn per month. Record how much money you receive each month. Then record how much you spend each month. “How much money do I spend on something?” the question is important. If you know how much you are spending, you can set a limit on your expenses according to your budget. There are many programs for this. İf you download them to your phone, you can record there everything. Examples include: Income & Expense Tracker, Money Lover - Spending Manager and Wallet: Budget Expense Tracker.

Say goodbye to debt

Debt is one of the main obstacles to saving money. Debt deprives you of income! You need to say goodbye to debt. Pay off past debts from small to large and never borrow again.

Buy Wholesale

You can buy wholesale products that you use regularly. Wholesale discounts are cheaper than retail purchases. Examples of these products are flour, eggs, butter, tea, sugar, etc.

Think before you buy a new product

Think before you buy something new. “Do you really need this product?”, “what effects will it have on you if you buy or not buy this product?” and so on. Such questions should be asked to avoid spending money on unnecessary things.

 Often after buying a product, people ask, "Why did I buy this?" , "What will I need this product for?" they regret asking questions like. To avoid such problems, you need to think ahead.

Reduce your entertainment expenses

Instead of trying to get rid of entertainment, try to limit your spending on entertainment. For example, instead of meeting your friends once a week and going to the movies, do it once a month. This will save you more.

Set aside half of your salary

Learn to live on less money by putting half of your salary aside. You can invest the money you put aside in a bank or other way. So you can earn more than you save.

Eat at home

You can spend less money on cafes and restaurants by eating your food at home. Also, make your coffee at home and take it with you. You will spend less money on coffee. It will also help you save money by cooking at home on the way to work.

Use cashback programs and discount coupons

If you pay by card when you buy something, cashback will come to your card or ask for VAT (value added tax) along with what you received from the cashier. You will be given a special QR code and you will get back a part of the product you bought by scanning this code on the VAT website.

Also, don't forget to take advantage of discounts. Shop at stores you know are more discounted.

Get second-hand items

You will save a lot, especially if you get your clothes second-hand. No one will understand the difference between good second-hand clothes and new clothes.

Here are some tips to help you save money. If you start implementing some of them, you will see how easily you spend your income and save a part.